New South Credit Union | Loan Rates


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Main Office: (865) 523-0757 • Rutledge Branch: (865) 828-6100 • Maynardville Branch: (865) 862-6352

Loan Rates


	Deposit Rates

	Financial Calculators

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*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates are quoted "as low as" and may include a loyalty reduction of 0.25% by having an active New South checking account and electronic payroll deposit. Rates may very based on term and the credit union's merit-based lending policies.

Rates effective July 1, 2019.

Extended Terms & Vehicle Pre-approvals are available.

Be sure to ask about our Extended Warranties & "GAP" Protection.

Credit Life & Disability insurance is available on most loans.

LENDING SERVICES

Loan Types

APR*

Autos: 2015 or Newer As Low As

4.00%

Autos: Used 2013-2014 As Low As

3.99%

Autos: 2012 And Older As Low As

4.75%

Farm Equipment:2015 to Current

4.25%

Farm Equipment: Used

4.50%

Campers & Boats:2015 to Current

4.25%

Campers & Boats: Used

4.50%

Personal Signature Loan Vacation Promo

3.99%

Personal Line-of-Credit

10.50%

1st Mortgage: 10 Year, Fixed

4.75%

1st Mortgage: 15 Year, Fixed

5.75%

1st Mortgage: 30 Year, ARM Not Available

Home Equity (Up to 5 Yr Term) (Ask About our Rates with Terms up to 10 years)

4.75%

Mobile Homes Attached to Land

6.25%

Property: Unimproved

5.50%

Shared Secured (APR is added to the APY being earned by the securing shares)

+2.50%

Main Office Phone: (865) 523-0757

Toll Free: 1-800-599-6690

CU By Phone: (865) 673-8328

Routing Number: 264279745

Lost/Stolen Debit Card: 1-833-337-6075

Lost/Stolen Credit Card: 1-800-449-7728

This credit union is federally insured by the
National Credit Union Administration.