Main Office: (865) 523-0757  •  Rutledge Branch: (865) 828-6100  •  Maynardville Branch: (865) 862-6352
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*APR = Annual Percentage Rate. Rates are subject to change without notice.

Rates are quoted "as low as" and may include a loyalty reduction of 0.25% by having an active New South checking account and electronic payroll deposit.  Rates may very based on term and the credit union's merit-based lending policies.


Rates effective July 1, 2019.

  • Extended Terms & Vehicle Pre-approvals are available.
  • Be sure to ask about our Extended Warranties & "GAP" Protection.
  • Credit Life & Disability insurance is available on most loans.
Loan Types APR*
Autos: 2015 or Newer As Low As 4.00%
Autos: Used 2013-2014 As Low As 3.99%
Autos: 2012 And Older As Low As 4.75%
Farm Equipment:2015 to Current 4.25%
Farm Equipment: Used 4.50%
Campers & Boats:2015 to Current 4.25%
Campers & Boats: Used 4.50%
Personal Signature Loan Vacation Promo 3.99%
Personal Line-of-Credit 10.50%
1st Mortgage: 10 Year, Fixed 4.75%
1st Mortgage: 15 Year, Fixed 5.75%
1st Mortgage: 30 Year, ARM Not Available
Home Equity (Up to 5 Yr Term) (Ask About our Rates with Terms up to 10 years) 4.75%
Mobile Homes Attached to Land 6.25%
Property: Unimproved 5.50%
Shared Secured (APR is added to the APY being earned by the securing shares) +2.50%
This credit union is federally insured by the
National Credit Union Administration.
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