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Savings & Checking Services

Account Types Nominal Rate APY*
TOTALLY FREE Checking 0.10% 0.10%
Primary Savings 0.15% 0.15%
Money Market
$2,500 to $ 9,999 0.25% 0.25%
$10,000 to $ 24,999 0.25% 0.25%
$25,000 + 0.40% 0.40%
Club Accounts
VACATION CLUB - Balance transferred to S-1 on March 31st (maximum deposit limited to $3000 annually) 1.00% 1.00%
CHRISTMAS CLUB - Balance transferred to S-1 on Sept. 30th (maximum deposit limited to $3000 annually) 1.00% 1.00%

Investment & Retirement Services

Certificates Term Nominal Rate APY*
6 Month 0.50% 0.50%
12 Month 1.00% 1.00%
48 Month 2.25% 2.25%
60 Month 2.50% 2.50%
2 Year - Rate Climber
You decide when to raise the rate
1.35% 1.35%
2 Year 1.50% 1.50%
3 Year - Rate Climber
You decide when to raise the rate
1.85% 1.85%
3 Year 2.00% 2.00%
IRA's Term Nominal Rate APY*
Traditional & Roth
Up to $24,999 0.50% 0.50%
$25,000 or greater 0.75% 0.75%
Club Accounts
IRA Certificates-$1000 Minimum to open 12 Months 1.00% 1.00%
24 Months 1.50% 1.50%
36 Months 2.00% 2.00%

*APY = Annual Percentage Yield. Rates are subject to change without notice.

Minimum and maximum balance requirements may apply and effect the amount of interest earned. Please refer to your account agreement and truth-in-savings disclosures for complete details.