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To establish membership with New South, an individual is required to open a primary savings account with a $5 minimum opening deposit. A savings account offers competitive interest rates and federal insurance protection, the primary savings account is the foundation of a healthy savings plan.

See Our Savings Rates

Saving for something special? “Special” Savings Accounts are “extra” savings accounts to set aside special savings. You can even name the account what you wish, like “New Car Savings” or “Wedding Savings” for examples. “Special” Savings Accounts offer the same competitive interest rates and federal insurance protection, as our primary savings accounts.

See Our Savings Rates

Checking services at New South offer quality, convenience and affordability. A New South checking account is FREE of monthly fees and can earn interest by meeting the minimum balance requirement. You can also access your funds with a debit card. We do not have any debit card monthly fee and you can make withdrawals from over 200 surcharge free ATMs statewide, and over 2,000 ATMs nationwide.

Order checks can be done online.

Contact Us Checking Account Switch Kit

New South's Money Market account is an insured account that offers money market rates that increase based on tiered balances. Deposits and withdrawals (up to 5 per month) may be made anytime with no maturity date restrictions.

A Certificate of Deposit (CD) is a secure, federally insured form of time deposit where the deposit is committed for a pre-determined length of time. Members can typically earn a better interest rate for agreeing to keeping the funds on deposit until its “maturity date”. The terms can range from 6 months up to 5 years. A minimum deposit is required to open a CD. Please contact the credit union for specific rates and terms.

See Our CD Rates

New South Credit Union offers Individual Retirement Accounts (IRAs) to assist you in retirement planning.

Three types of IRAs are available:

  • Traditional
  • Roth
  • Educational

New South can assist you in IRAs for both ongoing contributions or rollovers from your retirement plan or other IRAs.

See Our IRA Rates

Our Christmas and Vacation Club accounts allow our members to save money throughout the year in anticipation of holiday shopping and their summer vacation! Deposits, even by payroll allocations, can be made to the account through the year. Once a year, the balances of these account are automatically transferred to your savings account or any other account specified by the member.

Christmas Clubs payout every September 30th and Vacation Clubs payout every March 31st, so the transfers will be reflected on your quarter-end statements.

Current Rates

Changing jobs or thinking about retirement? Have questions about your 401k or IRA? Looking for different types of investment options?

New South has onsite, licensed investment and insurance representatives that can offer assistance through NSCU Financial Services. They can look at your entire financial picture and offer recommendations so that you have the information needed to make informed decisions about your financial future.

There is no charge for consultations, and no obligations. NSCU Financial Services offers a wide range of financial products and services including:

  • Retirement Planning
  • Tax-Efficient Investing
  • Life and Long Term Care Planning
  • 401(k), 403(b), and IRA Rollovers
  • College Planning
  • Mutual Funds
  • Variable Annuities
  • Fixed Rate Annuities
  • Lifetime Income Annuities

Securities offered through OneAmerica Securities, Inc., Member FINRA / SIPC. New South Credit Union or NSCU Financial Services are not affiliated with the OneAmerica/AUL companies.

Not NCUA Insured – No Credit Union Guarantees – May Lose Value